Stop Foreclosure in 7 Days!

Facing Foreclosure?

Download our FREE Stop Foreclosure Report by entering your information in the form on this page or feel free to Contact us anytime. If you want to learn more about how we can help homeowners like yourself avoid foreclosure, click here.

GET FREE REPORT NOW!

What is Foreclosure?

and how do I prevent it from happening

Foreclosure is a legal process by which the lender tries to recover the balance of a loan from a borrower who has stopped making payments to the lender by petitioning the courts to sell the house used as the collateral for the loan.

The Foreclosure Process Varies by State

The foreclosure process varies from state to state, and will depend if the state uses mortgages or deeds of trust for the home purchase.

Typically, when a state uses mortgages, they conduct judicial foreclosures. When a state uses deeds of trust, they conduct non-judicial foreclosures. The main difference between the two processes is that the judicial process requires a court action on a foreclosed home.

22 States use Judicial Foreclosure

Judicial Foreclosure States

Connecticut, Delaware, Florida, Hawaii, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, New Jersey, New Mexico, New York, North Dakota, Ohio, Oklahoma, Pennsylvania, South Carolina, South Dakota, Vermont & Wisconsin.

28 States use Non-Judicial Foreclosure

Non-Judicial Foreclosure States
aka, Power of Sale Foreclosure

Alabama, Alaska, Arizona, Arkansas, California*, Colorado, Georgia, Idaho, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, North Carolina, Oregon, Rhode Island, Tennessee, Texas, Utah, Virginia, Washington, West Virginia, and Wyoming.

* – Mostly 

How Do I Stop Foreclosure?

— Credit Resources —

Learn How To Improve Your Credit

Credit Repair Program - Save Your Credit - Stop Foreclosure Now

Simple and Easy Debt Reduction